These events are necessary all over the world for the fact that people are usually connected with Internet, which, we can see the effect that it can do harmful and beneficial effects. The people that are doing this are trying to get your Facebook login info, and maybe even use your name and identity to get installment loans. Facebook is riddled with phishers and scammers trying to get personal info to commit identity crimes, and Facebook has been found wanting as far as doing anything about it.